We are all different. We all have different motoring needs. The perfect vehicle for a young couple is likely to be impractical for a growing family. And it’s the same when it comes to paying for a car - one size doesn't fit all.

Introduction

At Smiths Nissan we offer a range of different finance packages, to help ensure that the way you finance your car is right for you. Each package comes with a range of benefits that are designed to complement your lifestyle. There is someone on hand in every dealership who can advise and work with you to create the ideal finance package for your used car.

A finance package to suit your needs

There are many different ways to finance your used car. What’s more, you may hear plans that are very similar in features referred to under very different names, making your list of options seem endless.

The two main ways you can finance your used car with Smths Nissan is through Hire Purchase or through Preferences - our Personal Contract Plan (PCP) scheme.

Preferences

Preferences, our PCP scheme, offers you the freedom to drive away the car of your choice every two or three years (subject to status). We'll guarantee what the value of your car will be at the end of the agreement, you simply pay the deposit of your choice and the remaining balance over the agreed period.

How it works

• Once you have chosen the car you want, decided how much deposit you wish to pay and agree a repayment period, your dealer will calculate your fixed payments and the Guaranteed Future Value (GFV).
• You can select any level of deposit or period of agreement from within our product parameters to suit your own individual needs.
• The GFV is the minimum amount the car is estimated to be worth at the end of the agreement term.
• At the end of the agreement, you are free to choose from one of the following options:

1. Part exchange the car with your Nissan dealer and drive away in a used car using any amount over the GFV as part of your deposit on the next agreement.
2. Pay the GFV and take ownership of the car.
3. Simply return the car to Nissan Finance with nothing more to pay(subject to final mileage and condition of the car).

Hire Purchase

Hire Purchase is the traditional way to finance your used car - you simply choose the deposit amount you wish to pay and the length of the repayment period.

How it works

• You pay for your car over a pre-agreed period, during which time the balance and interest are repaid by fixed payments.
• You can select any level of deposit or period of agreement from within our product parameters to suit your own individual needs.
• The interest charged is calculated at the beginning of the agreement and will remain unaffected by any future changes in interest rates, allowing you to plan your budget with confidence.
• When all the payments have been made at the end of the agreement you own the car.

Finance is only available to persons aged 18 years or over. Guarantees and Indemnities may be required. Nissan Finance, a trading style of RCI Financial Services Limited, PO Box 495, Watford, WD17 1AF.